English Language Training Program at UNC Charlotte
Charlotte, NC
Since health care can be very expensive in the US, the University of North Carolina at Charlotte requires all international students to have medical coverage while enrolled in school. Our Student Secure Select and Elite levels will meet their requirements and provide you with comprehensive coverage throughout the US, including in North Carolina.
Important Dates — Students must purchase this period of coverage
Fall: August 1st - December 31stSpring: January 1st - July 31st
| Policy Max | Deductible | Brochure | Price per month * | |||
|---|---|---|---|---|---|---|
 |
Select | $600,000 |
$35 per injury/illness (in-network) |
$99 | ||
|
|
Elite | $5,000,000 |
$25 per injury/illness (in-network) |
$193 | ||
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
- Select
- Medical Maximum $600,000
- Per Injury/Illness Maximum $300,000
- Deductible $35
-
Coinsurance
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $10,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. -
School Team Sports
No Coverage
Optional Team Sports rider available, please select that option to view pricing - Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $300,000 / $50,000
- Elite
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $25
-
Coinsurance
In-Network: 100% of eligible expenses after the deductible to the overall maximum
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $25,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. -
School Team Sports
No Coverage
Optional Team Sports rider available, please select that option to view pricing - Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $500,000 / $50,000
Other UNCC Categories
Student Waivers
If you need to waive your school’s insurance plan, please purchase your policy online, and then submit your waiver form to us at info@internationalstudentinsurance.com. Waivers will be completed within 48 business hours and sent directly to your school.
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.